Get the cash you need at an interest rate you'll love.

From debt consolidation and unexpected expenses to financing vacations outside of Baltimore, Maryland and everything in between, MECU Credit Union's no-fee personal loans make cash flow worry-free.
Banking with MECU Credit Union in Maryland means belonging to a local financial institution that invests in the Baltimore community and offers competitive rates on personal loans and other lending products.

Unsecured Personal Loans

Competitive rates with no collateral requirement.
  • No application fee, origination fee or prepayment penalty
  • Loan amount up to $50,000*
  • Easy online application with fast decision
  • Protect your loan with low-cost Loan Payment Protection.

Personal Line of Credit

You can use a Personal Line of Credit anytime.
  • Unsecured line of credit with a pre-set limit
  • Works similarly to a credit card - apply once and receive a credit limit
  • Access your account through MECU Online Banking, MECU telephone teller, or a MECU branch
  • Use as overdraft protection for your checking account
  • No application fee, origination fee or prepayment penalty

Share/CD Secured Loan

Build your credit by borrowing against your MECU savings. You'll receive an incredibly low rate while continuing to earn interest on your Share Savings or CD account.
  • Borrow up to 100% of a Share Savings/CD account balance
  • Enjoy an interest rate of just 3.5% above the rate on your Share Savings/CD account
  • No application fee, origination fee or early withdrawal penalty
*The minimum loan amount may be higher and the maximum loan amount may be lower than stated above depending on the loan type and your credit score, income, debit-to-income and total unsecured debt with MECU. Other terms and conditions may apply. Subject to credit approval and membership eligibility.